🧾 Income Tax Calculator
Old vs New regime — FY 2025-26 slabs par apna income tax turant nikalo.
Last updated: 7 Oct 2026 · Calculation based on publicly known formulas. This is an estimate — actual values may vary.
Result
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FY 2025-26 (AY 2026-27) slabs. This is an estimate. Actual values may vary.
How we calculated it
FY 2025-26 (AY 2026-27) slabs. New regime: 0–4L nil, 4–8L 5%, 8–12L 10%, 12–16L 15%, 16–20L 20%, 20–24L 25%, above 24L 30%; standard deduction ₹75,000; 87A rebate makes tax zero up to ₹12L taxable income. Old regime: below 60 — 0–2.5L nil, 2.5–5L 5%, 5–10L 20%, above 10L 30% (higher basic exemption for 60–80 and 80+); standard deduction ₹50,000; your Chapter VI-A deductions subtracted; 87A rebate up to ₹5L taxable. Health & education cess 4% added on the tax.
Honest limits
- Surcharge on income above ₹50L and marginal relief near rebate limits are not applied — edge cases me CA se confirm karein.
- New regime me 80C/80D jaise deductions allowed nahi hain — isliye wahan deductions ignore hote hain.
- Slabs budget me badal sakte hain — hamesha latest Finance Act dekhein.
This is an estimate. Actual values may vary. For official figures, always check the relevant authority or official notification.
Frequently asked questions
New regime me 80C deduction milega?
Nahi. New regime (115BAC) me 80C, 80D jaise zyadatar deductions allowed nahi hain — iske badle me slab rates kam hain aur standard deduction ₹75,000 milta hai.
₹12 lakh tak income par new regime me tax zero kaise?
Section 87A rebate: FY 2025-26 me new regime ke tahat ₹12 lakh tak ki taxable income par poora tax rebate mil jata hai, isliye payable tax zero ho jata hai.
Kaun sa regime mere liye behtar hai?
Dono regime me calculate karke compare karein — zyada deductions (80C, HRA, home loan interest) hain to old regime aksar jeetta hai, warna new regime. Ye tool dono ka comparison deta hai.
Kya surcharge isme included hai?
Nahi. ₹50L se zyada income par lagne wala surcharge yahan add nahi kiya gaya — high-income cases me actual tax thoda zyada hoga.
Standard deduction kya hai?
Salaried individuals ko taxable salary me se automatic chhoot: old regime me ₹50,000, new regime me ₹75,000. Ise claim karne ke liye kuch karna nahi padta.