🏦 PPF Calculator
PPF me har mahine daalo — 15 saal baad kitna milega, dekho.
Last updated: 7 Oct 2026 · Calculation based on publicly known formulas. This is an estimate — actual values may vary.
Result
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PPF rate sarkar har quarter revise karti hai. This is an estimate. Actual values may vary.
How we calculated it
Yearly deposit P (= monthly × 12) har financial year ki shuruaat me mana gaya hai — April me jama karne par poore saal ka byaaj milta hai, isliye: Maturity = P × (((1+r)^n − 1)/r) × (1+r), jahan r = annual rate ÷ 100, n = saal. Total investment = P × n; interest = maturity − investment.
Honest limits
- PPF ka rate sarkar har quarter badal sakti hai — 7.1% current assumption hai, guarantee nahi.
- Saal me ₹1.5 lakh se zyada deposit par interest nahi milta.
- Minimum lock-in 15 saal hai (5-5 saal ke block me extend ho sakta hai).
This is an estimate. Actual values may vary. For official figures, always check the relevant authority or official notification.
Frequently asked questions
PPF me maximum kitna jama kar sakte hain?
Ek financial year me maximum ₹1.5 lakh. Isse zyada jama karne par extra rakam par koi interest nahi milta.
PPF ka lock-in period kitna hai?
15 saal. Uske baad 5-5 saal ke block me extend kiya ja sakta hai, with ya without fresh deposits.
Kya PPF ka interest tax-free hai?
Haan — EEE category hai: deposit par 80C deduction, interest tax-free, maturity tax-free.
PPF ka interest rate fixed hai?
Nahi — sarkar har quarter revise karti hai. Calculator me current rate daal kar andaza lagayein.
Mahine ke beech me jama karne par kya farq padta hai?
PPF interest mahine ki 5 tarikh se aakhir tak ke minimum balance par milta hai — mahine ki 5 se pehle jama karna behtar hai. Ye calculator saal ki shuruaat ka ideal case assume karta hai.